What each week held
Withheld: something was read in 1 week of the last 12. A series needs at least 2 to say anything a single reading does not.
What it declares
- AI transaction categorization
- Net worth tracking
- Investment tracking
- Budgeting with category rollover
- 10,000+ bank connections
- Apple ecosystem integration (widgets, Siri, Watch)
- Money Assistant (AI chat, beta)
- Web app access
As the company’s own pages describe it. Forge did not test any of these.
What users raised
- No Android app
- Web app missing key iOS features
- Limited functionality for couples
- No free tier
- Monthly billing significantly costlier than annual
- Price increases amid rising competition
Themes people raised in public. A complaint is somebody’s opinion, not a measurement of the product.
Everything on record
4 observed claims. Newest first; the tag on each row is what kind of claim you are reading.
- COMPLAINTUSER OPINIONSep 30, 2026
A recurring complaint theme across reviews is that Copilot Money remains Apple-only with no Android app or roadmap for one, creating a hard wall for households where partners use different device ecosystems.
Affects couples or mixed-device households evaluating Copilot as a shared budgeting tool.
walletgrower.com/blog/copilot-money-review-2026 - PRODUCTFACTSep 30, 2026
Copilot Money's changelog shows active beta development of a 'Money Assistant' AI chat agent that can create, update, and delete categories, budgets, transactions, and rules, plus in-chat charts, alongside expanding beta MCP (Model Context Protocol) access for AI tools.
Signals a shift toward agentic AI interaction as a core product direction, relevant to competitors building AI-driven finance assistants.
changelog.copilot.money/ - PRODUCTFACTSep 30, 2026
As of December 2025, Copilot Money launched a limited web app (app.copilot.money), its first non-Apple platform, though it still lacks several iOS features like Goals, Cash Flow, demo mode, and split transactions as of early-to-mid 2026.
Affects Android/non-Apple users considering the app, though feature parity with iOS is still incomplete.
help.copilot.money/en/articles/11780342-copilot-money-for-web - PRICINGFACTSep 30, 2026
Copilot Money charges $13/month or $95/year (effectively $7.92/month), a single tier with no feature paywalls, a one-month free trial requiring a card, and no permanent free tier.
Establishes baseline pricing for comparison; affects all prospective buyers deciding between monthly vs annual billing.
copilot.money/
A record of what Forge read in public about Copilot Money — its own pages and what people wrote about it. Nothing here is a test of the product, a ranking or a score, and Forge has no relationship with this company.